The gross non-performing asset (GNPA) ratio of scheduled commercial banks (SCBs) fell to 3.2 per cent at end-September from 3.9 per cent at end-March, a Reserve Bank of India (RBI) report said on Wednesday.
The GNPA ratio remained the highest for the agricultural sector and the lowest for retail loans as at end-September, the report on Trends and Progress of Banking in India 2022-23 (FY23), released by the RBI, showed.
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